iCredit logoiCredit

How it works

Own your iPhone in 5 simple steps

No credit checks, no upfront deposit, and no hidden fees. Here's how iCredit gets an iPhone into your hands.

  1. Step 1

    Browse iPhones

    Pick from 14 iPhone models with transparent monthly pricing and deposit shown up front.

  2. Step 2

    Apply online

    Complete a simple 4-step application — device, personal, address, and delivery. Takes about 5 minutes.

  3. Step 3

    Get approved

    No credit history needed. Our team reviews your application and responds within 24 hours.

  4. Step 4

    Receive your iPhone

    Choose RAM courier delivery nationwide (2–4 days) or collect in-store from George, Western Cape.

  5. Step 5

    Pay monthly & own

    Affordable monthly instalments over 24 months. Where a deposit applies, it's due today at activation. Own it on completion.

No credit history needed
No upfront deposit
Deposit due at activation
Own in 24 months

Ready to own your iPhone?

Apply today and get pre-approved in minutes — no credit history required.