Eligibility
Credit guidelines
Understand what's required to get approved for a device credit plan with iCredit.
No credit history needed
We assess affordability rather than a credit score. You don't need a prior credit history to apply — we look at your income, ID, and ability to meet the monthly instalment.
Who can apply
Valid South African ID
You must hold a valid South African ID document and present it during verification.
18 years or older
Applicants must be at least 18 years of age at the time of application.
South African resident
You must reside in South Africa and provide a verifiable delivery or collection address.
Affordable monthly income
A regular monthly income sufficient to comfortably cover the monthly instalment and deposit.
What you'll need
A clear copy or photo of your South African ID document (front and back).
Your full residential address, including suburb, city, province, and postal code.
An active mobile number and email address we can reach you on.
Employment details — your employment status, employer name, and monthly income.
A chosen delivery method: nationwide courier or in-store collection in George.
How approval works
Submit your application
Complete the online application with your device, personal, address, and delivery details.
Verification
We review your ID, income, and details. No credit history check is required.
Approval
You'll be notified of the outcome. Approved agreements proceed to activation and delivery.
Applications may be declined if the information provided is incomplete, inaccurate, or the monthly instalment is not affordable relative to declared income. You can reapply at any time.
Ready to get started?
Apply now